We believe in keeping technology simple and use friendly. Which means you need nothing more than a working mobile phone and an account to link it with to use our services. When you register your account or when you're buying a GiftMate voucher, you choose a 4-digit PIN to authorize all your future transactions and a transaction just takes 3 easy steps:

3 Easy stepS

1) Choose PayMate as your preferred payment option.
2) Share your registered mobile number on the screen (for online merchants) or with the cashier (for retail metchants)
3) Within seconds you will recieve an automatic IVR call-back from PayMate asking for payment autorization with your 4-digit PIN. Just punch-in your PIN on your phone's keypad.

With a successfull authorization, your account gets debited instantly. The merchant gets updated real-time and you recieve an instant confirmation of a successfull payment via SMS.